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Home security system insurance discount in Decatur and other ways to lower costs with a smart home installation

November 21, 2022
Close up security home system app on a smartphone.

It’s well established that home security systems are valuable enhancements to boost your family’s protection. They guard your house from hazards with the latest technology like surveillance systems, smart entry locks, and alerts. With the proper system, you also get the perks of a monitoring team that has your back whenever an alarm is triggered.

The improved safety is outstanding but there’s an added perk as your smart home is even able to make a difference in your budget. For starters, you may reduce spending on energy expenses via automated components. And in many cases fully integrated systems like those provided by Vivint may include a discount on home insurance.

Monitored security systems are the right choice for insurance discounts in Decatur

It goes without saying that you may be able to get an insurance discount on your home security system in Decatur. The amount of your discount could vary greatly and is dependent on two important factors - your insurer and the kind of equipment you have installed. While a minimal, no-frills alarm with one or two window or door sensors may get you a slight savings, there may be an opportunity to boost your discount to a greater extent.

Whenever you have elements like security cameras, monitored carbon monoxide detectors, and smart locking systems, you could get a larger deduction from your insurance provider. If you want an even bigger discount, be sure to include 24-hour monitoring. If you add monitoring, you’re telling the insurer that a security specialist is constantly overseeing your property and ready to deal with an emergency, whether you’re at home or away. To find out if you might qualify and the level of your discount, contact your plan’s representative.

Home automation in Decatur is another way to save

If you’re wondering if there’s more ways to reduce spending, consider home automation. Envision using a smart thermostat that discerns your daily schedule and adjusts in correspondence. When you exit from the house, your thermostat can adjust automatically to help you conserve energy. Your smart lights will work in a corresponding way and turn on when you enter a room or deactivate as you leave. In the long run, the savings on your utility expenses could be substantial.

Complete systems from Vivint are a breeze to implement and may be set up during the install or finished later with your central command hub or smartphone app. In a short time you can initiate a versatile, fully integrated system.

Forget to turn the lights off? Engage your devices from anywhere

One more means to lower utility bills is through remote access. Although your smart home has the ability to make adjustments without input from you, you are also able to simply control implements from your phone. If you forget to shut off your smart lights or adjust the thermostat prior to departing, no need to worry. Simply go into the Vivint app on your smartphone and make the desired changes. You can even activate or deactivate your system remotely. Would you like to adjust how your home’s elements interact? You may handle that from your mobile device as well.

Request your own smart home system in Decatur and get the savings you deserve

Would you like to begin reducing expenses with a home security system insurance discount in Decatur? Speak with a Vivint expert today to design a smart home with 24-7 monitoring that will decrease your insurance rates while raising your home’s security and convenience. Call (256) 305-1902 or submit the form to get started.